As a buyer, there are tons of advantages to having a realtor represent you – we have better access to homes, we do the negotiating, paperwork is handled by us and we make sure closing is smooth! There is no disadvantage to a having a Realtor represent you and also no extra costs. The commission paid to the buyers agent is almost always paid by the seller to the sellers agent (through his/her real estate company) and then distributed to the buyers agent (through his/her real estate company.)
Let me know what you are looking for and I'll email you when a home matching your criteria is available.
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Here is a brief summary of the timeline involved with the home buying process.
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